CONNECT with the CityFlexible Benefits Plan Options for Police Safety Members FY 2021
Below are the Flexible Benefits Plan (FBP) credits and options that are available to Police Safety members.
FBP Credits
The City provides dollars in the form of FBP Credits that you can apply towards your health (medical, dental, vision) or life insurance premiums, Flexible Spending Account or 401(k) savings contributions. Selecting to "Waive" results in a distribution of the FBP Credits as taxable payroll earnings.
| Coverage Type | Annual | Semi-monthly (24 pay periods)* | ||
|---|---|---|---|---|
| Full-time | 1/2 Time (40 hours) | 3/4 Time (60 hours) | Full-time (80 hours) | |
| Waive | $7,605.00 | $158.44 | $237.66 | $316.88 |
| Employee only | $9,942.00 | $207.13 | $310.69 | $414.25 |
| Employee & Spouse/Domestic Partner | $12,385.00 | $258.02 | $387.03 | $516.04 |
| Employee & Children | $11,919.00 | $248.31 | $372.47 | $496.63 |
| Employee & Spouse/Domestic Partner & Children | $16,700.00 | $347.92 | $521.88 | $695.83 |
*Variances due to rounding.
| Coverage Type | Annual | Semi-monthly (24 pay periods)* | ||
|---|---|---|---|---|
| Full-time | 1/2 Time (40 hours) | 3/4 Time (60 hours) | Full-time (80 hours) | |
| Waive | $10,605.00 | $220.94 | $331.41 | $441.88 |
| Employee only | $12,942.00 | $269.63 | $404.44 | $539.25 |
| Employee & Spouse/Domestic Partner | $15,385.00 | $320.52 | $480.78 | $641.04 |
| Employee & Children | $14,919.00 | $310.81 | $466.22 | $621.63 |
| Employee & Spouse/Domestic Partner & Children | $19,700.00 | $410.42 | $615.63 | $820.83 |
*Variances due to rounding.
Police Safety Unrepresented/Unclassified
| Coverage Type | Annual | Semi-monthly (24 pay periods)* | ||
|---|---|---|---|---|
| Full-time | 1/2 Time (40 hours) | 3/4 Time (60 hours) | Full-time (80 hours) | |
| Waive | $10,605.00 | $220.94 | $331.41 | $441.88 |
| Employee only | $12,942.00 | $269.63 | $404.44 | $539.25 |
| Employee & Spouse/Domestic Partner | $15,385.00 | $320.52 | $480.78 | $641.04 |
| Employee & Children | $14,919.00 | $310.81 | $466.22 | $621.63 |
| Employee & Spouse/Domestic Partner & Children | $19,700.00 | $410.42 | $615.63 | $820.83 |
*Variances due to rounding.
FBP Options
Select a plan below to view detailed provider information including premiums and benefit summaries.
Medical Plans
| Coverage Type | Annual | Monthly | Semi-monthly (24 pay periods)* | ||
|---|---|---|---|---|---|
| Post-tax | Pre-tax | ||||
| Employee only | $0 | $0 | $0 | $0 | |
Kaiser Permanente (2 HMO plans)
Kaiser Permanente Traditional (HMO) Information
Kaiser HMO Benefit Summary - English- Kaiser HMO Benefit Summary - Spanish
- Chiropractic Benefits - English
- Chiropractic Benefits - Spanish
Kaiser Permanente Traditional (HMO) Premiums
| Coverage Type | Annual | Monthly | Semi-monthly (24 pay periods)* | ||
|---|---|---|---|---|---|
| Post-tax | Pre-tax | ||||
| Employee only | $6,561 | $546.78 | $0.00 | $273.39 | |
| Employee & Spouse/Domestic Partner | $14,369 | $1,197.44 | $0.00 | $598.72 | |
| Employee & Domestic Partner (post-tax)** | $14,369 | $1,197.44 | $325.33 | $273.39 | |
| Employee & Children | $12,466 | $1,038.87 | $0.00 | $519.44 | |
| Family | $19,946 | $1,662.20 | $0.00 | $831.10 | |
| Family (Domestic Partner post-tax)** | $19,946 | $1,662.20 | $311.67 | $519.44 | |
* Variances Due to Rounding
**Domestic partners can only be enrolled on a pre-tax basis if they qualify as a tax dependent under IRS guidelines. To enroll your Domestic Partner on a pre-tax basis, submit a Tax Dependent Certification form which can be found on the Flexible Benefits website.
Kaiser Permanente Deductible (HMO) Information
- Kaiser Deductible HMO Benefit Summary FY21 - English
- Kaiser Deductible HMO Benefit Summary FY21 - Spanish
Kaiser Permanente Deductible (HMO) Premiums
| Coverage Type | Annual | Monthly | Semi-monthly (24 pay periods)* | ||
|---|---|---|---|---|---|
| Post-tax | Pre-tax | ||||
| Employee only | $5,049 | $420.74 | $0.00 | $210.37 | |
| Employee & Spouse/Domestic Partner | $11,057 | $921.43 | $0.00 | $460.72 | |
| Employee & Domestic Partner (post-tax)** | $11,057 | $921.43 | $250.35 | $210.37 | |
| Employee & Children | $9,593 | $799.41 | $0.00 | $399.71 | |
| Family | $15,349 | $1,279.06 | $0.00 | $639.53 | |
| Family (Domestic Partner post-tax)** | $15,349 | $1,279.06 | $239.83 | $399.71 | |
* Variances Due to Rounding
**Domestic partners can only be enrolled on a pre-tax basis if they qualify as a tax dependent under IRS guidelines. To enroll your Domestic Partner on a pre-tax basis, submit a Tax Dependent Certification form which can be found on the Flexible Benefits website.
Kaiser Partner Site
Cigna (2 HMO plan, 1 PPO plan)
Cigna (HMO) Information
Cigna (HMO) Premiums
| Coverage Type | Annual | Monthly | Semi-monthly (24 pay periods)* | ||
|---|---|---|---|---|---|
| Post-tax | Pre-tax | ||||
| Employee only | $13,273 | $1,106.05 | $0.00 | $553.02 | |
| Employee & Spouse/Domestic Partner | $29,067 | $2,422.26 | $0.00 | $1,211.13 | |
| Employee & Domestic Partner (post-tax)** | $29,067 | $2,422.26 | $658.10 | $553.02 | |
| Employee & Children | $25,218 | $2,101.48 | $0.00 | $1,050.74 | |
| Family | $40,349 | $3,362.38 | $0.00 | $1,681.19 | |
| Family (Domestic Partner post-tax)** | $40,349 | $3,362.38 | $630.45 | $1,050.74 | |
* Variances Due to Rounding
**Domestic partners can only be enrolled on a pre-tax basis if they qualify as a tax dependent under IRS guidelines. To enroll your Domestic Partner on a pre-tax basis, submit a Tax Dependent Certification form which can be found on the Flexible Benefits website.
Cigna Scripps Select (HMO) Premiums
- Cigna Scripps Select HMO Benefit Summary FY21
- Cigna Vision Summary of Benefits FY21
- Cigna Select & First Responders Presentation
- Cigna Scripps Select Webinar
- Cigna Contact Info
| Coverage Type | Annual | Monthly | Semi-monthly (24 pay periods)* |
||
|---|---|---|---|---|---|
| Post-tax | Pre-tax | ||||
| Employee only | $6,582 | $548.49 | $0.00 | $274.24 | |
| Employee & Spouse/Domestic Partner | $14,412 | $1,201.00 | $0.00 | $600.50 | |
| Employee & Domestic Partner (post-tax)** | $14,412 | $1,201.00 | $326.25 | $274.24 | |
| Employee & Children | $12,506 | $1,042.20 | $0.00 | $521.10 | |
| Family | $20,010 | $1,667.51 | $0.00 | $833.75 | |
| Family (Domestic Partner post-tax)** | $20,010 | $1,667.51 | $312.66 | $521.10 | |
* Variances Due to Rounding
**Domestic partners can only be enrolled on a pre-tax basis if they qualify as a tax dependent under IRS guidelines. To enroll your Domestic Partner on a pre-tax basis, submit a Tax Dependent Certification form which can be found on the Flexible Benefits website.
Cigna OAP (PPO) Information
Cigna OAP (PPO) Premiums
| Coverage Type | Annual | Monthly | Semi-monthly (24 pay periods)* | ||
|---|---|---|---|---|---|
| Post-tax | Pre-tax | ||||
| Employee only | $14,612 | $1,217.67 | $0.00 | $608.83 | |
| Employee & Spouse/Domestic Partner | $32,001 | $2,666.74 | $0.00 | $1,333.37 | |
| Employee & Domestic Partner (post-tax)** | $32,001 | $2,666.74 | $724.53 | $608.83 | |
| Employee & Children | $27,763 | $2,313.58 | $0.00 | $1,156.79 | |
| Family | $44,421 | $3,701.74 | $0.00 | $1,850.87 | |
| Family (Domestic Partner post-tax)** | $44,421 | $3,701.74 | $694.08 | $1,156.79 | |
* Variances Due to Rounding
**Domestic partners can only be enrolled on a pre-tax basis if they qualify as a tax dependent under IRS guidelines. To enroll your Domestic Partner on a pre-tax basis, submit a Tax Dependent Certification form which can be found on the Flexible Benefits website.
Cigna Additional Information
- Cigna New ID Card
- Cigna One Guide
- Cigna Pharmacy Home Delivery Express Scripts
- Cigna Find A Provider
- Scripps HealthExpress Walk-in Locations
- Cigna Virtual Care: Know Before You Go
- Cigna Virtual Care: When Leaving the House is Easier Said Than Done
- Cigna Behavioral Health Provider Nomination Form
- Cigna Active & Fit Direct Program Q&A
- Healthy Rewards Active & Fit Direct Web Navigation Customer Flyer
- Cigna Behavioral Telehealth
- Cigna Healthy Choices Deserve Healthy Discounts
- Cigna Transition of Care
Cigna Partnersite
Sharp Classic (HMO) Information
Sharp Classic (HMO) Premiums
| Coverage Type | Annual | Monthly | Semi-monthly (24 pay periods)* | ||
|---|---|---|---|---|---|
| Post-tax | Pre-tax | ||||
| Employee only | $7,776 | $648.04 | $0.00 | $324.02 | |
| Employee & Spouse/Domestic Partner | $17,009 | $1,417.42 | $0.00 | $708.71 | |
| Employee & Domestic Partner (post-tax)** | $17,009 | $1,417.42 | $384.69 | $324.02 | |
| Employee & Children | $14,759 | $1,229.92 | $0.00 | $614.96 | |
| Family | $23,604 | $1,966.96 | $0.00 | $983.48 | |
| Family (Domestic Partner post-tax)** | $23,604 | $1,966.96 | $368.52 | $614.96 | |
* Variances Due to Rounding
**Domestic partners can only be enrolled on a pre-tax basis if they qualify as a tax dependent under IRS guidelines. To enroll your Domestic Partner on a pre-tax basis, submit a Tax Dependent Certification form which can be found on the Flexible Benefits website.
Sharp Select (HMO) Information
Sharp Select (HMO) Premiums
| Coverage Type | Annual | Monthly | Semi-monthly (24 pay periods)* | ||
|---|---|---|---|---|---|
| Post-tax | Pre-tax | ||||
| Employee only | $5,308 | $442.34 | $0.00 | $221.17 | |
| Employee & Spouse/Domestic Partner | $11,603 | $966.94 | $0.00 | $483.47 | |
| Employee & Domestic Partner (post-tax)** | $11,603 | $966.94 | $262.30 | $221.17 | |
| Employee & Children | $10,069 | $839.10 | $0.00 | $419.55 | |
| Family | $16,100 | $1,341.66 | $0.00 | $670.83 | |
| Family (Domestic Partner post-tax)** | $16,100 | $1,341.66 | $251.28 | $419.55 | |
* Variances Due to Rounding
Sharp Saver Deductible (HMO) Information
Sharp Saver Deductible (HMO) Premiums
| Coverage Type | Annual | Monthly | Semi-monthly (24 pay periods)* | ||
|---|---|---|---|---|---|
| Post-tax | Pre-tax | ||||
| Employee only | $4,703 | $391.92 | $0.00 | $195.96 | |
| Employee & Spouse/Domestic Partner | $10,278 | $856.52 | $0.00 | $428.26 | |
| Employee & Domestic Partner (post-tax)** | $10,278 | $856.52 | $232.30 | $195.96 | |
| Employee & Children | $8,920 | $743.30 | $0.00 | $371.65 | |
| Family | $14,261 | $1,188.38 | $0.00 | $594.19 | |
| Family (Domestic Partner post-tax)** | $14,261 | $1,188.38 | $222.54 | $371.65 | |
* Variances Due to Rounding
**Domestic partners can only be enrolled on a pre-tax basis if they qualify as a tax dependent under IRS guidelines. To enroll your Domestic Partner on a pre-tax basis, submit a Tax Dependent Certification form which can be found on the Flexible Benefits website.
Sharp Plan Additional Information
- Important COVID-19 Information: Tools and resources to help you get the information and care you need
- Coronavirus (COVID-19): Important information from Sharp Health Plan
- FY21 Sharp Plan Comparison
- Sharp LifeCycle
- Find a Provider
- Benefits at a Glance
- BestHealth
POA ALADS California Care (2 HMO plans)
POA ALADS California Care Basic (HMO - No Dental) Information
POA ALADS California Care Basic (HMO - No Dental) Premiums
| Coverage Type | Annual | Monthly | Semi-monthly (24 pay periods)* | ||
|---|---|---|---|---|---|
| Post-tax | Pre-tax | ||||
| Employee only | $9,224 | $768.87 | $0.00 | $384.34 | |
| Employee & Spouse/Domestic Partner | $19,279 | $1,606.61 | $0.00 | $803.31 | |
| Employee & Domestic Partner (post-tax)** | $19,279 | $1,606.61 | $418.97 | $384.34 | |
| Employee & 1 Child | $19,729 | $1,606.61 | $0.00 | $803.31 | |
| Employee & Children | $23,192 | $1,932.66 | $0.00 | $966.33 | |
| Family | $23,192 | $1,932.66 | $0.00 | $966.33 | |
| Family (Domestic Partner post-tax)** | $23,192 | $1,932.66 | $163.02 | $966.33 | |
* Variances Due to Rounding
**Domestic partners can only be enrolled on a pre-tax basis if they qualify as a tax dependent under IRS guidelines. To enroll your Domestic Partner on a pre-tax basis, submit a Tax Dependent Certification form which can be found on the Flexible Benefits website.
POA ALADS California Care Premier (HMO - with Dental) Information
POA ALADS California Care Premier (HMO - with Dental) Premiums
| Coverage Type | Annual | Monthly | Semi-monthly (24 pay periods)* | ||
|---|---|---|---|---|---|
| Post-tax | Pre-tax | ||||
| Employee only | $9,446 | $787.14 | $0.00 | $393.57 | |
| Employee & Spouse/Domestic Partner | $19,648 | $1,637.33 | $0.00 | $818.67 | |
| Employee & Domestic Partner (post-tax) | $19,648 | $1,637.33 | $425.10 | $393.57 | |
| Employee & 1 Child | $19,648 | $1,637.33 | $0.00 | $818.67 | |
| Employee & Children | $23,741 | $1,978.42 | $0.00 | $989.21 | |
| Family | $23,741 | $1,978.42 | $0.00 | $989.21 | |
| Family (Domestic Partner post-tax) | $23,741 | $1,978.42 | $170.54 | $989.21 | |
* Variances Due to Rounding
**Domestic partners can only be enrolled on a pre-tax basis if they qualify as a tax dependent under IRS guidelines. To enroll your Domestic Partner on a pre-tax basis, submit a Tax Dependent Certification form which can be found on the Flexible Benefits website.
Dental Plans (Optional)
Delta Dental (1 DHMO plan, 1 DPO plan)
Delta Dental (DHMO) Information
Delta Dental (DHMO) Premiums
| Coverage Type | Annual | Monthly | Semi-monthly (24 pay periods)* | ||
|---|---|---|---|---|---|
| Post-tax | Pre-tax | ||||
| Employee only | $140.52 | $11.71 | $0.00 | $5.86 | |
| Employee & Spouse/Domestic Partner | $280.68 | $23.39 | $0.00 | $11.70 | |
| Employee & Domestic Partner (post-tax)** | $280.68 | $23.39 | $5.84 | $5.86 | |
| Employee & Children | $245.64 | $20.47 | $0.00 | $10.24 | |
| Family | $435.24 | $36.27 | $0.00 | $18.14 | |
| Family (Domestic Partner post-tax)** | $435.24 | $36.27 | $7.90 | $10.24 | |
* Variances Due to Rounding
**Domestic partners can only be enrolled on a pre-tax basis if they qualify as a tax dependent under IRS guidelines. To enroll your Domestic Partner on a pre-tax basis, submit a Tax Dependent Certification form which can be found on the Flexible Benefits website.
Delta Dental (DPO) Information
Delta Dental (DPO) Premiums
| Coverage Type | Annual | Monthly | Semi-monthly (24 pay periods)* | ||
|---|---|---|---|---|---|
| Post-tax | Pre-tax | ||||
| Employee only | $490.32 | $40.86 | $0.00 | $20.43 | |
| Employee & Spouse/Domestic Partner | $979.68 | $81.64 | $0.00 | $40.82 | |
| Employee & Domestic Partner (post-tax)** | $979.68 | $81.64 | $20.39 | $20.43 | |
| Employee & Children | $955.44 | $79.62 | $0.00 | $39.81 | |
| Family | $1,513.92 | $126.16 | $0.00 | $63.08 | |
| Family (Domestic Partner post-tax)** | $1,513.92 | $126.16 | $23.27 | $39.81 | |
* Variances Due to Rounding
**Domestic partners can only be enrolled on a pre-tax basis if they qualify as a tax dependent under IRS guidelines. To enroll your Domestic Partner on a pre-tax basis, submit a Tax Dependent Certification form which can be found on the Flexible Benefits website.
Delta Dental Additional Information
Delta Dental Partner Site
Vision Plans (Optional)
City VSP Information
- City VSP Benefits Summary
- City VSP Member Benefits Video
- TruHearing Member Extras
- Exclusive Member Extras
- $20 Featured Frame Brands Coupon
City VSP Premiums
| Coverage Type | Annual | Monthly | Semi-monthly (24 pay periods)* |
||
|---|---|---|---|---|---|
| Post-tax | Pre-tax | ||||
| Employee only | $56 | $4.70 | $0.00 | $2.35 | |
| Employee & Spouse/Domestic Partner | $113 | $9.40 | $0.00 | $4.70 | |
| Employee & Domestic Partner (post-tax)** | $113 | $9.40 | $2.35 | $2.35 | |
| Employee & Children | $121 | $10.05 | $0.00 | $5.03 | |
| Family | $193 | $16.08 | $0.00 | $8.04 | |
| Family (Domestic Partner post-tax)** | $193 | $16.08 | $3.02 | $5.03 | |
* Variances Due to Rounding
**Domestic partners can only be enrolled on a pre-tax basis if they qualify as a tax dependent under IRS guidelines. To enroll your Domestic Partner on a pre-tax basis, submit a Tax Dependent Certification form which can be found on the Flexible Benefits website.
City VSP Partnersites
Open Enrollment: http://cityofsd.vspforme.com/
Post Enrollment: https://cityofsd-acpt.vspforme.com/?view=post
Life Insurance Plans
City of San Diego Basic Life Accidental Death & Dismemberment Insurance Benefit Highlights (Class 2)
Basic life insurance coverage of $50,000 is provided at no cost to Police Safety members.
Additional Life Insurance (Supplemental Life)
Voluntary Group Term Life Insurance Benefit Highlights
Please refer to pages 19-20 of the Benefits and Costs Booklet for more information on Supplemental Life Insurance.